Travel Credit Card
As an avid traveler, I wanted to learn about travel hacks that would allow me to stretch my hard-earned money. Two years ago Chase bank introduced a travel credit card called Chase Sapphire Reserve. After applying, I had to spend $4000 in 3 months in order to obtain 100,000 points. The points can be used for cash back, flights, hotels, gift cards, etc.
Many people think that it may be difficult to spend $4000 in such a short time frame. It was fairly easy for me because my apartment manager allows me to pay my rent with a credit card. Ask friends or family to allow you to purchase items and place the charge on your card but don’t forget to ask for cash upfront to pay off the credit card bill. Any purchase that you make should be placed on the card in order to meet the terms of condition. If you are interested in getting the card now, you have to spend $4000 in 3 months but you only get 50,000 points.
How I spent my 100,000 points
I had the option of using reward points to redeem cash but points are 50% more value when you redeem hotel, cruise, airfare, and car rental through Chase Ultimate Rewards. It was a no brainer that, I used my rewards to travel around the world. In the last two years, I used my rewards for the following trips:
I went on my very first solo international trip to Colombia and used 47, 404 points. I could have used fewer points but I traveled around Thanksgiving which caused the price to be more expensive. Although it was more expensive, traveling around this time allowed me to use paid holiday time and I only had to request one week of vacation. If you work a full-time job, you want to maximize your vacation days.
I had no plans for NYE and booked in an impromptu to Dallas Texas, to visit a friend.
I used to live in Washington DC and attended Howard University. Unfortunately, I had not been back to the nation’s capital in several years after graduation. I booked round trip ticket to Washington DC for several weeks. I enjoyed myself so much I had to rebook another ticket to extend my stay.
Chase Sapphire Reserve Benefits
Some credit cards come with an annual fee. The annual fee for the Chase Sapphire Reserve is $450. While that is a very hefty fee, the perks of the card make it worth it.
Baggage Delay Insurance
Baggage Delay Insurance Details: The insurance reimburses you for items such as toiletries and clothing for baggage delay over 6 hours. You are able to claim up to $100 a day for 5 days.
After traveling from Morocco, my baggage was delayed in Barcelona and my final destination was Madrid, Spain. As a result of my bag being delayed, I had to purchase items such as underwear, t-shirt, socks, etc. (I advise everyone to place these small items in a carryon in the case that your bag is lost or delayed) After returning from my trip I submitted my claim application along with receipts from purchases.
Global Entry is a US Customs Board and Protection that allows expedited clearance for pre-approved travelers entering the United States.
Fill out the application, after successful completion, you will receive a statement credit up to $100 for 4 years. Once you send in your application, it may take you a while to get an interview but check the website for any cancelations. It is to be noted some airports accept walk-ins.
I arrived at LAX with my passport and California ID. The agent asked a couple of questions about my previous travel and less than 15 min I was approved. After I was approved, several weeks later I received my official Global Entry card.
If you get Global Entry it comes automatically with PreCheck. You will receive a known travelers number, some times the number is not automatically attached to your airline ticket. If this occurs, just have the airline attendant add it while checking in.
If you are always running late to the airport like me, precheck is necessary. I love precheck because the line is usually shorter and you don’t have to take off items such as shoes or jacket when going thru TSA security check at the airport.
Cardholders can access over 1,200 different lounges in various airports. In order to access the lounges bring your Priority Pass Card or download the electronic app. Each lounge and amenities vary. Below is 3 types of lounges I accessed while traveling.
In Puerto Rico, I accessed the lounge for breakfast around 11 am and at 12 pm they started serving lunch. It usually comes with wifi, food, bathrooms.
In Dallas, Texas, I went to the Minute Suites for 1 hour where I utilized the layout couch and wifi. Unfortunately, they did not offer free food or snacks.
In San Francisco, at the Yankee Pier restaurant, I and guest had $28 to spend each on food. Due to our short layover, I had to quickly order wings and fries, next time If I have more time I want to try the lobster roll.
As the start of your annual billing cycle, the cardholder earns $300 in credit every year. Last year I used my credit to book a mini-vacation aboard Carnival Cruise from Long Beach, CA.
Trip Delay Insurance Details: If the common carrier is delayed over 6 hours or the passenger has to stay overnight, you or family members can be reimbursed up to $500 per ticket for meals and lodging.
Due to a strike in France, My flight was delayed in Morocco for over 6 hours. The delay caused me to miss my next flight in Barcelona. I paid $120 for taxi and bus fees. After submitting my claim was able to get reimbursed.
3x Points on Travel and Dining Worldwide
You get points for dining out and travel-related charges. For every $1 spent at a restaurant you earn 3x points.
Additional perks I haven’t used but are available. Please check out the Chase website for further information.
- Special Car Rental Privileges
- Events and Experiences
- 1:1 Point Transfer
- The Luxury Hotel & Resort Collection
- Elite Hotel Benefits at Relais & Chateaux
- Auto Rental Collision Waiver Damage
- Roadside Assistance
- Travel & Emergency Assistance
- Travel Accident Insurance
- Emergency Evacuation and Transporation
- Emergency Medical and Dental Benefit
If you want to learn more about credit and Hotel Perks check out Ronnie from Road to 100 Countries. He has been able to utilize points and travel the world for a fraction of the cost it would normally be.
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